Black spec on main camera

Hello, has anyone had troubles with the camera having a black spec? If I point at a white wall, it shows as a black spot.

I think there is a piece of dust in there or something? I didn't buy directly from Google, so I'll have to go through Bell for warranty I guess.

Anyone have experience with that? Hopefully they give me a new or refurbished phone! Mine is totally scratched up and dented.